Should You Help Your Child Buy a Home?

I’ve been noticing that in the last several years, more parents and retirees are inquiring about, and making the decision to, assist their children in purchasing their first home. Perhaps you are contemplating this decision right now, and this trend resonates with you. It isn’t a decision that should be taken lightly, and it will require some research into how it will affect the health of your retirement portfolio or further, how it will affect the length of time you will need to continue working if the funds are withdrawn.

If there are questions you may have about the benefits and risks of such a decision, I am happy to discuss options with you.

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Introducing Marci Perreault, Certified Financial Planner

This month, we introduce Marci Perreault to our Wellings blog.

We recently talked to Marci about the role she plays in helping her clients and seniors navigate the financial maze.

For over 25 years Marci has guided her clients to make informed decisions when it comes to protecting themselves.

“Knowledge is a powerful thing, and with so much false information out there, it’s important you are working with someone you can trust. Someone that understands your goals and the assets available that will get you closer to them. 

Clarity is important when making some very important choices about your wealth, your life and even your legacy.

People don’t wait days or weeks to hear from me. I am constantly upgrading my skills and knowledge to stay on top of changes to investment and insurance tax laws, government rulings, and new financial products, I will review your financial picture to take full advantage of changes while complying with changes within the financial services industry.

My experience in the financial services field has only deepened my belief that each individual needs a unique plan, one that is tailored to their personal situation. Everybody is different. Each client wants different things for retirement. There is no cookie cutter plan that fits every person.”

It would be my pleasure to take your call, answer your email, and review your goals against your current portfolio.

Specialties: Wealth Management Services, Living benefits, Income Replacement Strategies, Estate Planning, Risk Management, Group Benefits.

This months blog:

Think trusts are only for the rich and famous? You’ll see a variety of uses that show why trusts can meet the estate planning needs of just about anyone. It’s worth a second thought, and a conversation with your financial planner.

http://advisor.assante.com/JohnDoeIIROC/blog/112730-

Marci Perreault, FLMI, CHS, CFP
Certified Financial Planner
KenMar Financial Services
Assante Financial Management Ltd.
Suite 300, 68 Chamberlain Ave
Ottawa ON K1S 1V9
Phone 613-231-7700 EXT 223

Tai Chi At Home

Tai chi is quickly becoming one of our most loved forms of activity and it can be done easily at home. You just need space to stretch out.

We hope you will enjoy these and make them a regular part of your day.

Thank you Daily Caring for bringing our attention to the benefits of Tai chi, in this article. 

Tai chi for seniors improves safety and health

It is a gentle exercise that helps seniors improve balance and prevent falls. It’s a series of slow, graceful movements while breathing deeply.

It is easily adapted to various levels of mobility and the benefits will happen over time.

Some have reported improved flexibility, better sleep and heightened ability to concentrate after doing the exercises for some time.

These are the two videos to use that are free beginner videos for seniors. Click here to watch the videos.

This first video is easy to follow, and one of the highest recommended as it shows the different options for different levels of mobility.

In this next video, you will see both standing and seated options in a gentle routine.

Sharing the Holiday Sparkle

You must not be afraid to sparkle bright! Watch Kat and Nat as they share so many great ideas and inspiration around the magic of the holidays. From bringing your best self to getting rest plus some fun laughter and secret family recipes. Don’t forget to have a magical holiday and reply to this email with any ideas you might have for future topics that interest you or your community. Click here to watch the video.

Merry Christmas!

Thriving As We Age

In the midst of all the upheaval, anxiety, and unrest of the past year, we have learned that true joy comes from inside and can be nurtured even in the most trying of times. One approach to make sure you get out of bed on the right side of the bed every morning is to start your day with thankfulness in your heart. Gratitude is one of the most powerful emotions because it is both a feeling and an action: you actively consider the things for which you are grateful, which makes you feel grateful.

Click here to watch Kathie and Natalie share the best transformative practices to cultivate joy.

Grat·i·tude 🙏🏻

Gratitude or gratefulness, derived from the Latin word gratus, which means “pleasing, appreciative,” is a feeling of appreciation felt by and/or a similar positive response expressed by the recipient of kindness, gifts, help, favors, or other sorts of charity, to the giver of those gifts.
 
What is amazing about this attitude is the power it has to help us live our best life. Click here to join Natalie and Kathie for a fun chat around connecting with gratitude today. Enjoy!

5 Quotes To Inspire Carefreedom Living

“I am no bird, and no net ensnares me: I am a free human being with an independent will.” ~ Charlotte Brontë, Jane Eyre

“The happiness of your life depends upon the quality of your thoughts: therefore, guard accordingly, and take care that you entertain no notions unsuitable to virtue and reasonable nature.” ~ Marcus Aurelius

“Everything that happens to you matters to me.” ~ Cassandra Clare, City of Fallen Angels

“Lock up your libraries if you like, but there is no gate, no lock, no bolt that you can set upon the freedom of my mind.” ~ Virginia Woolf, A Room of One’s Own

“Don’t be pushed around by the fears in your mind. Be led by the dreams in your heart.” ~ Roy T. Bennett, The Light in the Heart

4 Refreshing Drinks To Finish Summer 😎☀️🍹

Here are four summer drinks that will refresh your day. Special thanks to Pick Up Limes for the great recipes. 

Enjoy!

Peach Thyme Iced Tea

Ingredients

Lemon tea

4 cups (960 mL) boiling water, ideally around 185°F (85°C)

4 white tea bags 

3 lemons, juiced

Peach thyme syrup

6 ripe peaches, pitted and roughly chopped

10 sprigs fresh thyme

1 cup (240 mL) water

⅓ cup (80 mL) maple syrup 

Drink assembly

1½ cups (166 g) ice cubes

½ peach, sliced

4 small sprigs fresh thyme

Directions

To a large jar or bowl, add the boiled water and tea bags, and let it steep for 8 – 10 minutes, then remove the tea bags and let cool off. Once cooled off completely, stir in the lemon juice.

To a saucepan, add the peaches, thyme, water, and maple syrup. Bring to a gentle boil over medium-high heat.

Once boiling, reduce the heat and let the mixture simmer uncovered for about 20 minutes, stirring occasionally. Once the peaches have started to soften, use the back of a wooden spatula or tamper to mash the peaches to release their juices and flavours.

Place a sieve over a bowl and strain the peach mixture. Using the back of a spoon, press out as much liquid from the mixture into the bowl as possible. Let this cool off completely. Note: no need to throw away the peach puree that remains in the sieve. You can either eat it as is (it’s like eating applesauce!) or add it to a smoothie.

To assemble the drinks, divide the ice cubes between your glasses. Then pour one part peach syrup to two parts of the cooled lemon tea mixture into your cups. Stir it, garnishing with peach slices and fresh thyme. Enjoy!

Grapefruit Rosemary Spritzer

Ingredients

Flavoured syrup

2 large grapefruit

2 cups (330 g) fresh pineapple chunks

6 large sprigs fresh rosemary

½ cup (120 mL) water

⅓ cup (67 g) granulated sugar 

Soda

1½ cups (360 mL) grapefruit juice

3 cups (720 mL) carbonated water

3 cups (333 g) ice cubes

Optional garnish

grapefruit wedges

rosemary sprigs

Directions

Start with zesting the grapefruit. Reserve the zest for later.

To a medium saucepan, add the juice from the same grapefruit, along with the pineapple, rosemary, water, and sugar. Place the saucepan over medium-high heat, and cook uncovered at a gentle simmer for 10 – 15 minutes, stirring occasionally.

Next, we can add the grapefruit zest to the saucepan. By now the pineapples should have softened as well, so using a wooden spoon or wooden tamper, mash the pieces of pineapple to release its juices and flavour.

Place a sieve over a bowl and strain the mixture, using the back of a spoon to press out as much liquid from the mixture into the bowl as possible. Let this cool off completely, first on the counter, then in the fridge.

To make the drinks, divide the ice between the glasses and for each cup add 1 part of the flavoured syrup, 1 part grapefruit juice, 2 parts carbonated water. Garnish with grapefruit wedges, and rosemary sprigs, and enjoy!

Ginger Mint Lemonade

Ingredients

1 Tbsp (6 g) freshly grated ginger

20 (13 g) fresh mint leaves, or more as desired 

3 lemons, juiced

3 cups (720 mL) water 

2 cups (222 g) ice cubes

2 Tbsp (30 mL) agave syrup, plus more as desired

Directions

Wash the ginger, and grate it into a pulp. Gather the pulp into your fist and squeeze with your hands over a pitcher to extract the juice. Discard the pulp. Note, the more ginger you use, the spicier the kick. If you want a subtle ginger flavour, just cut the ginger into slices and add to the mix, instead of grating and squeezing.

Add the mint to the pitcher, and using a wooden spatula or wooden tamper, give the mint a mash. We want to bruise the mint leaves slightly, just enough to extract some of their flavours into the drink.

To the pitcher, then add the lemon juice, water, ice cubes, and agave syrup. Stir it all, and serve immediately. Add more syrup if the drink tastes too tart. Cheers!

Pink Lemonade

Ingredients

1½ cups (225 g) frozen raspberries 

¼ cup (60 mL) maple syrup, or more as desired

4 lemons, juiced

4 cups (960 mL) cold water

2 cups (222 g) ice cubes

Garnish

fresh mint leaves

fresh raspberries

lemon slices

Directions

Add the raspberries and maple syrup to a saucepan on medium-high, cooking for 3 – 4 minutes. Keep the mixture at a gentle simmer, and as the raspberries start to soften use the back of a wooden spatula or tamper to mash them up.

Place a sieve over a pitcher to strain the raspberry mixture, using the back of a spoon to press out as much liquid from the mixture into the bowl as possible. Let this liquid cool off completely.

When cooled, stir in the lemon juice, cold water, and ice, and give it a stir.

Garnish with lemon, mint and fresh raspberries if desired, and enjoy!

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A New Concept in 55+ Community Living

You’re too young to live in a retirement home, so why consider it? Discover Carefreedom Living® in a community lifestyle, with larger apartments, fully-equipped kitchens, a full range of amenities to choose from. The Wellings concept promotes complete independence, lots of amenity choices, and modern conveniences you will appreciate.

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Natalie Tommy

Chief Marketing Officer

Wellings

ADDRESS:

2962 Carp Road,
Carp, ON, Canada
K0A 1L0

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